I’m Virginia Raegan, a freelance writer and finance grad. I’ve personally struggled with credit card debt in the past, and it took me years to get my spending habits under control, so I’m sharing what I’ve learned in hopes it helps others. My goal is to help everyone understand credit cards, debt, savings, and financial planning a little bit better, one post at a time. When I’m not writing, I love practicing yoga, reading, and hanging out with my two kids.

joined at 3 years ago