Nothing beats quality time with loved ones in a summer home or cottage; we get that at Semel risk consultants and Associates. Our agency focuses on providing comprehensive insurance coverage to ensure the safety of your home away from home. Our services are comprehensive, so whether you have a lakeside cottage in the woods or a chic condo in the south, you can rest certain that your investment is in good hands with us. Keep reading to find out how semel risk consultants can insure your summer property. So take it easy this holiday season since you and your family are covered by excellent insurance.
What exactly does temporary dwelling coverage include?
The coverage provided by seasonal home insurance is similar to year-round home insurance. The following are examples of such domains:
Your temporary residence
This kind of insurance may help pay for repairs or replacements if theft, vandalism, or natural disasters have damaged your cottage or other outside buildings on your property. Sheds, decks, and hot tubs are often insured in Canada since their replacement costs would be substantial without insurance.
All of your stuff
Having sufficient insurance is essential to secure your assets in a vacation home. Furniture, clothes, and cherished family artifacts may be heartbreaking if damaged or lost. You can relax knowing your belongings are protected at the cabin or across the country.
Legal actions
The insurance would pay for their medical bills if someone were hurt on your property. Your liability as the owner of a vacation property increases if a landscaper is wounded while mowing your lawn or if a relative gets injured while visiting and slips and falls on your riverfront dock. This is true even if you didn't directly cause the occurrences. If the affected party decides to sue, property damage, medical bills, and legal defense costs are paid for by liability insurance.
